In the past, many insurers included coverage for mold damage. Due to many frivolous and expensive claims, the majority of policies now either limit or exclude mold related coverage. However, mold growth is also related to a moisture issue, and often the moisture issue is covered. For example, if a broken pipe led to water damage and mold growth occurred, much of the work would be covered. Insurance companies are required to restore an insured home to pre-loss condition. Long standing issues such as mold growth in attics, are rarely covered.